According to @AltcoinDaily, XRP has overtaken BNB to rank as the third-largest cryptocurrency by market capitalization (source: Altcoin Daily on X, Jan 3, 2026). Traders should confirm the ranking on live market-cap trackers that compute market cap as price times circulating supply, such as CoinMarketCap and CoinGecko, before repositioning (sources: CoinMarketCap Methodology; CoinGecko Methodology). If confirmed, market-cap-weighted indices rebalance by updated free-float market caps, which can increase XRP’s index weight and reduce BNB’s, potentially prompting passive flows during scheduled rebalances (sources: MVIS CryptoCompare Digital Assets Indices Methodology; Nasdaq Crypto Index Methodology). Monitor XRP/BNB spot depth, funding rates, and open interest on major venues that publish real-time derivatives metrics to gauge positioning shifts (sources: Binance Futures; Bybit).